Seeing the end of the year, the year-end award will be able to invest in a year of money. But there is money and no way, after all, it is also 365 days of blood and sweat. At the end of the year, the investment is not anxious, it is not too late to make a decision before you make a decision. Stocks are crazy, property market insurance, or the purchase of value-added and value-added diamonds and jade that are "for the next generation of treasures" are the most insured.
Stock market: high risk of madness
The stock market has always been the choice of adventure lovers. A little attention to the recent news will tell that the stock market has risen sharply and recently. In the first two days, the situation was very good. Even a lot of "small whites" could not hold back. The number of new accounts opened up sharply, and even the securities system was paralyzed. But I haven't tasted the sweetness yet, and the stock market has fallen to the point where people are crying.
According to the Beijing News, a girl who worked for two years followed the trend and borrowed 100,000. In the morning, she just closed the account in the afternoon and lost nearly 8,000 yuan in such a short period of time. She just wanted to cry. Some people put their emotions on the reporter's head and asked: "I have lost this way. Are you still interested in interviewing me?" After the sleet of the stock market, there is a trend of turning sunny, but once the stock market is deep like the sea, there is no big banknote. Long-term investment goals, and roller coaster-style psychological endurance, stock market investment is still cautious.
Property market: a slight rebound in return
At the end of the year, buying a house is also one of the options. Especially after the central bank cut interest rates, the market has picked up slightly, but the magnitude is not very large. Loan interest rates fell by 0.4 percentage points, which is good for price-sensitive rigid home buyers and less attractive to investors accustomed to high returns.
Financial commentator Ye Tan said: "For the wealthy, the pursuit of return on investment. 1 million funds, annualized risk-free rate of return is currently around 5%, a monthly income of more than 4,000 yuan. In the real estate market, the biggest risk is that the deposit of funds is difficult to cash, and the future real estate tax. Unless in the special area such as the free trade zone, the current real estate price is unlikely to reach 5% or more of risk-free income." In addition, China's real estate supply Many problems, poor returns and a weak economy have damped the enthusiasm of many investors. Therefore, for the investors, the property market is not a good choice.
Jewelry: value preservation and emotional inheritance
The stock market is crazy, the property market is in danger, and it is really not easy to want money to make money. Then choose some modest investment methods, and jewelry can try. As a work of rare mineral polishing, jewellery not only has the value of wearing ornamental value, but also has the function of preserving and increasing value. There are more and more jewellery brands today, and how to choose is also a headache. The main factors to be considered are the quality assurance of the authority, the unique design, the good reputation in the industry and the credibility of the brand.
Combining these factors, there is a good choice, the official partner of the Berlin Film Festival, the psychic jewelry. EDT (Eu-rostarDiamondTraders), the world's largest diamond cutting trade organization, is an important investor in the introduction of Belgian high-quality cut diamonds to provide consumers with quality assurance from the source. Each diamond also has an authority certificate from the HRD of the Belgian High Class Diamond Council. Whether it is the Berlin Film Festival or the Cannes Film Festival, Psychic Jewelry has been sought after by many international and domestic stars. The most difficult thing is that the psychic jewels are positioned in the “collection for the next generationâ€, which fits the investor's psychology. This is not only a rich material wealth, but also a solemn emotional inheritance.
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